How to Reopen Bank Account?
If your bank account has been closed and you want to open it again, the easiest way is to first go to your nearest branch by writing a request application in which you will give full reasons for closing your account. Although the bank’s verification system is very strict, banks will first verify the creditworthiness of the customer. After that, the account holder has to submit his complete identity proof along with valid documents. We have to write a letter to the bank to start our closed account, stating that our account has been closed for this reason.
- You can write an application letter for the reopening of your bank account to submit the bank with the necessary documents for reactivating your account.
- Submit KYC documents alongside your reactivated application letter.
- After all, is done, make a small deposit to your bank account.
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Application for Reopen Bank Account
The Branch Manager,
Your Bank,
Branch.
Branch Address
Re: reopen bank account
Respect Sir,
I, [Account holder name], residence of [Your Bank Record Address]. I am a customer of your bank. I have an savings bank account with your branch whose number is [account number]. I am writing this request letter to inform you that my account mentioned above has been deactivated by the bank for a long time. Now I want to reactivate my account.
Therefore, It is my kindly request you to please activate my inactive account as soon as possible. All the required documents are attached in this letter.
Thanking You,
Yours Sincerely,
Account Holder Name:
Account:
Contact:
Bank Account Reopening Application
To,
The Branch Manager,
Your Bank Name,
Branch Address,
The date on letter writing
Re: reopening bank account
Dear Sir,
I am writing this request letter to you for my account reactive. I have had a savings bank account in your branch for the last five years. Unfortunately, my bank accounts are closed due to some reason of not maintaining the minimum balance. But now I very much needed that account for my (business or personal) transaction. This time I will always keep a minimum balance on my account so that my account is not closed. Therefore, I request you to reactivate my account once again as soon as possible.
All the details of my Account are below mentioned:
Yours faithfully,
Account Holder Name:
Account Number:
Address:
Contact Number:
I attach all the necessary documents copies of the Pan and Adhaar Card Xerox.
Reopen Bank Account Letter
The Bank Manager,
State Bank of India,
Main Branch,
New Delhi
Sub: Inactive account reactive
Dear Sir,
My name is [Deepak Saha] I have been a customer of your branch for a long time. I have a saving bank account in your bank which bearing no [58333234]. I am writing this request letter to you because my account is inactive for a long time but now for my daily or business transactions very require that bank account. So I request you to activate this account of mine as soon as possible. If there is any formality from the bank, I am ready to complete it.
With best regards,
Yours Sincerely,
Signature,
Account Holder Name
Application for Reopen Bank Account in English
To,
The Branch Manager,
Your Bank,
Branch.
Date:
Sub: reopen of bank account
Dear Sir,
I have a saving/current bank account with your branch bearing no (your account no) Unfortunately, I have not done transactions in my bank account for several days/months/years (your duration), due to which my bank account has been inactive. So I request you to reactivate my bank account so that I can do my transaction as soon as possible. Thank you for your advanced timely attention to the problem.
With best regards,
Your Customer,
Account Holder Name
Account Number
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CONCLUSION:
Through our given application for reopen bank account format sample, you will be able to write letters to your bank very easily to modify this sample as per your requirements.
